Credit History module

The goals of the Credit History module are to:

Explain credit reports, credit scores, and how these are used by lenders, insurers, landlords, and others
Outline how to build a strong credit profile, including the components that make up one’s FICO® score
Provide an introduction to identity theft, and how it can negatively impact credit reports and scores
Introduce the FACT Act, mandating free credit reports each year

Here are a few program highlights:

How to improve one’s credit score and profile
What’s in and not in a credit report, and how long it stays there
Why it’s important to look at one’s credit report regularly
Establishing or re-establishing credit
Worksheets and other materials, such as myfico.com handout

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