Booklets
Managing Your Mortgage
(PDF - 1.6mb)
Managing Your Mortgage is designed to help explain what is necessary for successful homeownership. Covered are topics such as: identifying, planning and budgeting for repairs and maintenance, what to do if payment difficulties arise, where to turn for help in times of crisis, and more.
YourFutureCounts™
(PDF - 5mb)
This booklet is offered as part of the YourMoneyCounts® program. It is designed to help young adults, high school and college students be better prepared to respond to the financial challenges and opportunities they are sure to encounter.
Taxes/Tax Credits
(PDF - 4.5mb)
This booklet explains the basics of income taxes, including information on filing your federal income tax return, tax brackets, exemptions and deductions, and withholding. It also discusses the benefits of various federal income tax credits and explains how you may qualify for them.
Small Business Ownership
(PDF - 3.6mb)
This booklet is a primer on starting and running almost any kind of small business, with information about business planning, marketing — with special emphasis on the four P’s: product, price, place, and promotion — and financial resources, including taxes and cash flow management.
Buying a Car
(PDF - 4.3mb)
Describes all aspects of buying a new car, including what you should know before you shop, deciding between a brand-new or used vehicle, and negotiating with car dealers. It also explains how you can finance a car and how leases work.
Banking
(PDF - 1.6mb)
This booklet describes the basic elements of checking and savings accounts, as well as the benefits banks may provide. It also guides you through a comparison of banking choices and finding the account that's right for your situation.
Credit History
(PDF - 2.1mb)
Describes the information contained in a credit report, how to get a copy of your credit report, and how to read it. It also covers credit scores and the process for correcting any mistakes, as well as tips for building a solid credit history.
Financial Planning
(PDF - 1.4mb)
This booklet establishes what a financial plan is and helps determine goals. It also covers the basics of creating an individual financial plan.
Homeownership
(PDF - 1.9mb)
This booklet will help you determine whether renting or buying is appropriate and walks you through how to compare mortgages, the application process and closing.
Identity Theft
(PDF - 1.9mb)
Included you will find how identity theft is defined, how it can happen, and provides simple steps you can take to help protect against this fast-growing crime. It also provides information on what to do if you have become a victim of identity theft.
Insurance
(PDF - 1.2mb)
Covered topics include the basics of life insurance, disability insurance and long-term care insurance. You’ll also receive guidance for making decisions regarding types and amounts of insurance.
Investing
(PDF - 1.8mb)
This booklet explains the basics of investing and effective investing strategies, along with an overview of the most popular investment vehicles, including stocks, bonds and mutual funds.
Managing Your Money
(PDF - 777kb)
You’ll receive a primer on determining your net worth and cash flow, and how to create a budget that provides you with control rather than restrictions over your money.
Retirement Planning
(PDF - 1.1mb)
This booklet provides information on IRAs, 401(k)s, contributions and matching, as well as information for making investment decisions for retirement.
Using Credit
(PDF - 1.9mb)
Here you’ll learn the basics of borrowing, including information about the types of credit, interest rates, credit cards and loans.
