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Tip of the Month

With holiday shopping season around the corner, don’t put your budget on holiday! Limit impulse purchases by planning your gift-buying ahead of time. Also plan to pay-off your holiday purchases at least within several months of making them.

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In the Spotlight

How to Cope With Tough Economic Times

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Consumer Resources

This content is provided as educational material only and is not intended to solicit you for any product or service. These materials are not a recommendation by HSBC for any product, service or financial strategy. The suggestions and recommendations contained within are general in nature, and may or may not apply to your particular circumstances. Securities, annuity and insurance products are not FDIC insured or insured by any federal government agency of the United States; subject to investment risk, including possible loss of principal invested. All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor. Should you need further assistance, HSBC strongly recommends contacting an independent attorney, tax professional or financial consultant.