Decisions big and small
It’s probably clear that the big financial decisions you make have a major impact on your money and your future. For instance, the work you do determines how much money you have coming in. Whether and where you go to college and how you pay for it may make a big difference in your finances. And where you live affects how much you pay for housing, travel, and all the goods and services that you use day in and day out.
You should know that the small everyday decisions of life — what you spend on groceries and haircuts, whether you pay for new jeans or that MP3 player with cash or a credit card — can also have a huge impact on your financial life. In fact, achieving major goals often depends on learning how to manage the small stuff really well.
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