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Finding a bank

It’s usually easier to manage your finances when you have a checking account, so you can pay your bills for less than it would cost at a bill payment center. And a savings account is essential if you want to set aside money for an emergency fund or accumulate the assets that will help meet your financial goals. When you have bank accounts, you can also cash checks you receive without paying a fee. And that’s just the beginning.

You’ll have no problem literally finding a bank. There are banks all over. The challenge is in identifying the bank that works best for you. That usually means the right combination of products and services, convenience, and cost.